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The 7 Baby Steps

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Meet the 7 Baby Steps—the proven plan that shows you exactly what to focus on with your money. Even better? When you do the steps in order, they’re the fastest way to get out of debt and build wealth.

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The 7 Baby Steps

Take Control of Your Money!

Meet the 7 Baby Steps—the proven plan that shows you exactly what to focus on with your money. Even better? When you do the steps in order, they’re the fastest way to get out of debt and build wealth.

Helpful Articles

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Debt

How the Debt Snowball Method Works

The debt snowball method is the fastest way to pay off your debt. You'll pay off the smallest debt while making the minimum payment on all your other debts, and gain momentum as each one gets paid off.

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How to Start a Roth IRA
Retirement

How to Start a Roth IRA

Start saving for retirement by opening a Roth IRA. It allows your investments to grow tax-free! Take a simple first step that will pay off for years to come.

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Invest in Yourself This Year

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Own Your Investing Future

Knowledge is power. So work with a SmartVestor Pro on your investing plan and to navigate the ups and downs of the market. Find one near you for free.

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Check Out Our Shows

The Ramsey Show

Practical advice for life’s tough money questions.

Smart Money Happy Hour

Unfiltered talk about culture and how to afford a life you love.

The Rachel Cruze Show

Take control of your money and create a life you love.

George Kamel YouTube Channel

Exposing the system that's designed to keep you broke.

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