Financial Peace University
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Financial Peace University

Learn the Proven Plan to Pay Off Debt Fast and Build Wealth

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Financial Peace - Live and Give Box

Get the Whole Package!

All the guidance you need to pay off debt and build wealth the Ramsey way—it’s the entire Baby Steps journey! Sold in an easy to gift branded box.

Sale Price $99.00
List Price reg. $183.97
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We just made some huge updates to Financial Peace University! So, whether you’ve never experienced the hope of FPU or just need a refresher, now’s the time to take the course.

Two New Experts
Mental health expert Dr. John Delony and money myth-buster George Kamel make their FPU debut with new content on how to have more power over your spending.

New Content
We’ve added even more content throughout the course to help you deal with the money challenges you’re facing today.

You’ll learn:

  • How companies manipulate our brains to get us to buy—and how you can outsmart them
  • How you can become a millionaire and the myths about building wealth that are just plain wrong
  • How to avoid the modern money traps that are stealing from your paycheck (we’re looking at you, buy now, pay later)
  • And even more!

What’s FPU ALL About?
When debt isn’t holding you back, nothing can stop you from living the life of your dreams (yeah, that one you’re thinking about right now). And here’s the good news: You can get there. You just need a plan that works.

That’s what you’ll find in Financial Peace University. FPU is the nine-lesson course that teaches you the step-by-step plan—aka the Baby Steps—to pay off debt fast and save more money for your future.

Stuffy financial classes? Not here. FPU is full of energy, easy-to-understand lessons, and real-life examples of people just like you who have taken control of their money. For good.

Dave Ramsey’s been teaching commonsense, biblical money principles for over 25 years. And they work. Every time. Just ask the nearly 10 million people who’ve taken FPU and never have to worry about money again.

You’re next. Ready?

In Financial Peace University, you’ll learn how to:

  • Take control of your money
  • Attack debt with a vengeance and pay it off fast
  • Save for emergencies
  • Choose the right insurance plans
  • Invest wisely and build wealth
  • Give generously (the best part)

You can also:
✔️ Join an in-person or virtual class for community and support.
✔️  Stream the lessons anytime. Anywhere.
✔️  Download the digital course workbook.

What's Included?

  • Learn <i>Financial Peace University</i>

    Financial Peace University

    Learn the step-by-step plan to pay off debt fast, save for your future, build wealth, and give generously that’s worked for nearly 10 million people! Follow along with all nine lessons in your free digital workbook.

  • Watch on Your Own OR Join a Class

    Stream the course on your own from the comfort of your home. Or get extra motivation and connect with people just like you by joining an in-person or virtual class.

    See Available Classes

  • Ramsey+ Budget with EveryDollar Plus

    Three Months of the Premium Version of EveryDollar

    Plan where all your money goes and keep track of every transaction with the ad-free, premium version of our world-class budgeting app. Got money goals? Budgeting with EveryDollar will help you reach them faster!

  • 1:1 Coaching Call - Ramsey+

    Live Group Financial Coaching

    Know for sure that you’re doing the right thing with your money by bringing all your questions to our personal team of financial coaches. (Yep, live coaching. With actual human beings.)

Customer Ratings and Reviews

Dave Ramsey

About Dave Ramsey

Dave Ramsey is an eight-time national bestselling author, personal finance expert and host of The Ramsey Show. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more. Since 1992, Dave has helped people take control of their money, build wealth and enhance their lives. He also serves as CEO for the company Ramsey Solutions.

Rachel Cruze

About Rachel Cruze

Rachel Cruze is a #1 New York Times bestselling author, financial expert, and host of The Rachel Cruze Show. Rachel writes and speaks on personal finances, budgeting, investing and money trends. As a co-host of The Ramsey Show, America’s second-largest talk radio show, Rachel reaches 18 million weekly listeners with her personal finance advice. She has appeared on Good Morning America and Fox News and has been featured in publications such as Time, Real Simple and Women’s Health magazines. Through her shows, books, syndicated columns and speaking events, Rachel shares fun, practical ways to take control of your money and create a life you love.

Dr. John Delony

About Dr. John Delony

Dr. John Delony is a mental health expert with two PhDs from Texas Tech University—one in counselor education and supervision and the other in higher education administration. Before joining Ramsey Solutions in 2020, John spent two decades in crisis response, walking with people through severe trauma. Now at Ramsey Solutions, John writes, speaks and teaches on relationships, mental health, anxiety and wellness. He also serves as co-host of The Ramsey Show, the second-largest talk show in the nation that’s heard by 18 million weekly listeners, as well as host of The Dr. John Delony Show. In 2022, John’s book Own Your Past, Change Your Future instantly became a #1 national bestseller. You can also find John featured on DailyMailTV, Fox Business and The Minimalists Podcast.

George Kamel

About George Kamel

George Kamel is a personal finance expert, certified financial coach through Ramsey Financial Coach Master Training, and nationally syndicated columnist. George has served at Ramsey Solutions since 2013, where he speaks, writes and teaches on personal finance, investing, budgeting, insurance and how to avoid consumer traps. He co-hosts The Ramsey Show, the second-largest talk show in the nation that’s heard by 18 million weekly listeners. He also hosts The EntreLeadership Podcast and The Fine Print podcast, which has over one million downloads. You can find George’s financial expertise featured in the U.S. Sun, Daily Mail and NewsNation.


Can I share Financial Peace University with my spouse?

Yes! Anyone in your household can go through the course.

How long does the course take?

Financial Peace University includes nine video lessons. Each lesson is roughly an hour long, and we recommend watching one lesson a week.

How do I find an FPU class?

Click here to find an in-person FPU class in your area or a virtual class that fits your schedule.

How often does a class meet? For how long?

The short answer? It depends. Most classes typically meet once a week for nine weeks to discuss each video lesson together. Each class session usually runs 60–90 minutes. You can see the details of each class before you join.

What if there isn’t a class in my area or one that fits my schedule?

Don’t let that stop you from taking control of your money! You can always start working through the lessons at your own pace and join a class later. 

Is there childcare available for classes?

Some classes offer childcare, and others don’t. Be sure to check out the details of each class before joining. 

Can I send Financial Peace University to someone who does not live in the United States?

Absolutely! The Baby Steps work for anyone in any walk of life (and in any country). But keep in mind, most of the course is geared around U.S. money, so not all of the content will make sense for folks in other countries.

How can my gift recipient register for a class?

Once your gift recipient activates their account, they’ll have the option of registering for a class. If there’s not a class that fits their schedule, they can always start going through the course at their own pace.

Shipping & Delivery

Online Access Code

When you purchase a voucher item, you'll receive an email after completing your order. In this email you'll be provided both a link and a unique online access code. To access your product, click on the link and enter your unique voucher code when prompted.