Net Worth Calculator

Next Steps To Improve Your Net Worth:

Follow Our Proven Plan To Build Wealth. 

Learn how to get out of debt, boost your savings, and build wealth. All it takes is 7 Baby Steps, and no matter how much money you’ve got in the bank, you can get started today!

Fund Your Dream Retirement. 

Retirement isn’t an age—it’s a financial number. The Retire Inspired Quotient (R:IQ) is a free tool that tells you exactly how much money you’ll need to retire.

Talk With An Investment Professional.

Whether you've got $100 or $100,000, get an investment professional on your team. SmartVestors are top-notch pros who will coach you every step of the way.

Want to learn more?

What Are Assets?

Assets are valuable possessions that you own. This includes things like cash, retirement and investment accounts, vehicles and your house.

What Are Liabilities?

A liability is something that you’re responsible for. In the case of net worth, we’re talking about your financial debts. Liabilities are a drain on your net worth, so get them out of your life!

How Is Net Worth Calculated?

Start with what you own: cash, retirement accounts, investment accounts, cars, real estate and anything else that you could sell for cash. Then subtract what you owe: credit card debt, student loans, mortgages, auto loans and anything else you owe money on. Then boom—you’ve got your net worth.

How Can Something Be an Asset and a Liability?

You might notice that items like your house or car are both assets and liabilities. That’s because larger purchases take a while to pay off. The part you own is an asset, but the part you owe is still a liability because debt always creates risk.